Terms of Use

1. Agreement to Terms

By accessing or using Phone Income Academy's services, you agree to be bound by these Terms of Use. If you disagree with any part of the terms, you may not access our services.

2. Use License

Upon purchasing our course materials, we grant you a limited, non-exclusive, non-transferable license to:

• Access and view the course materials for personal use
• Download and store course materials for personal reference

You may not:

• Modify or copy the materials
• Use the materials for commercial purposes
• Transfer the materials to another person
• Share your account access with others

3. Disclaimer

Our materials are provided "as is." We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties, including without limitation:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement of intellectual property rights

4. Income Disclaimer

Any earnings or income statements, or earnings or income examples, are only estimates of what you could earn. There is no assurance you'll do as well. Your results will vary and depend on many factors, including but not limited to your background, experience, and work ethic.

5. Refund Policy

We offer a 30-day money-back guarantee. If you're not satisfied with our course, you can request a full refund within 30 days of purchase. To request a refund, contact our support team.

6. User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account
• All activities that occur under your account
• Ensuring your equipment and internet connection meet minimum requirements
• Complying with all applicable laws and regulations

7. Limitation of Liability

In no event shall Phone Income Academy be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use our materials.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any changes by updating the "Last updated" date of these terms.

10. Contact Information

Questions about the Terms of Use should be sent to us at:

Email: [email protected]